Anjali Desai, Author at Smart Investor Digest

The Decline Dilemma: Is Buying Smart? (Practical Insights)

7 February 202420 January 2024 by Anjali Desai

Maintaining market stability through proactive measures in the face of potential correction.

Reading Time: 4 minutesUpholding awareness of a possible market correction as a safeguard against irrational exuberance. Evaluating Market Sentiments and Investment … Read more

Five Key Insights from HDFC Bank’s Q3 Management Call (Exclusive)

17 January 2024 by Anjali Desai

Q3FY24 saw a remarkable 24% year-over-year surge as HDFC Bank's net interest income (NII) climbed to 28,470 crore, reflecting substantial growth.

Reading Time: 3 minutesHDFC Bank’s Stellar Performance in Q3 FY24 HDFC Bank, the leading private sector lender in India, announced a … Read more

Budget Allocation Boon: Propelling Indian Railways into a New Era

19 January 202412 January 2024 by Anjali Desai

Indian Railways set to upsurge capital expenditure by approximately 25% from the 2023-24 budget estimate.

Reading Time: 3 minutesIndian Railways expected to boost capital expenditure by around 25% from the 2023-24 budget estimate. The allocation for … Read more

Understanding the Retail Loan Surge: Why Is India Concerned?

11 January 2024 by Anjali Desai

With economic growth, financial systems deepen and household incomes sustain higher debt levels.

Reading Time: 3 minutesWhile consumer indebtedness instances and warning signs are lacking, the retail level shows signs of excessive borrowing, posing … Read more

Understanding the Impact of Sebi’s Latest Circular on Short Selling

9 January 2024 by Anjali Desai

Sebi mandates brokerages to gather short-sell information and upload data to stock exchanges before the upcoming trading session.

Reading Time: 3 minutesThe latest circular from the regulator allows institutions to short stocks and introduces a borrowing & lending scheme. … Read more

Adani’s Asia Venture: Opportunities And Challenges In Airport Business

8 January 2024 by Anjali Desai

The Adani Group has secured GVK group’s interest in the Mumbai airport, the second busiest airport in India following New Delhi airport.

Reading Time: 3 minutesThe newly proposed strategy will run concurrently with the domestic expansion plan, involving the acquisition of government-divested airports. … Read more

Aluminium’s Potential In Future Infrastructure Development: What You Need To Know

4 January 2024 by Anjali Desai

Aluminium is integrated across various sectors of the modern economy, including construction, automotive, and packaging such as cans.

Reading Time: 3 minutesThis versatile and recyclable metal, although energy-intensive to produce, offers cost-effective solutions. Government incentives promoting decarbonized aluminium production … Read more

New Investor’s Guide to Fund Allocation: Navigating Investment Choices

15 January 20243 January 2024 by Anjali Desai

Small-cap and mid-cap funds are showing strong performance, but they come with high volatility.

Reading Time: 2 minutesConsider reducing exposure to small-cap funds and increasing allocation to large- or flexi-cap funds for a more optimized … Read more

Global Market Cap Reaches New High with India’s Contribution

15 January 20242 January 2024 by Anjali Desai

India's valuation continues to be relatively high, with a one-year forward price-to-earnings multiple that exceeds those of its Asian counterparts.

Reading Time: < 1 minuteAs anticipation builds for the potential initiation of the Federal Reserve’s interest rate easing cycle in 2024, investor … Read more

Tight Liquidity and Deposit Rate Hikes: What Investors Need to Know

10 January 20242 January 2024 by Anjali Desai

The Reserve Bank of India (RBI) has incrementally raised its policy rate by 2.5 percentage points since May 2022 in response to inflation. However, depositors have only recently started to see a noticeable improvement in real terms.

Reading Time: < 1 minuteThe unsustainable financial repression of savers places pressure on banks to attract depositors in order to secure funds … Read more