Anjali Desai, Author at Smart Investor Digest

What To Expect?: Income Tax Reforms In Budget 2024

24 January 2024 by Anjali Desai

Consideration of a likely transformation: augmenting the basic exemption limit could diminish the tax encumbrance for individuals with limited incomes.

Reading Time: 4 minutesWith the 2024 budget on the horizon, there’s widespread anticipation regarding potential alterations to tax slabs, aiming to … Read more

The Decline Dilemma: Is Buying Smart? (Practical Insights)

7 February 202420 January 2024 by Anjali Desai

Maintaining market stability through proactive measures in the face of potential correction.

Reading Time: 4 minutesUpholding awareness of a possible market correction as a safeguard against irrational exuberance. Evaluating Market Sentiments and Investment … Read more

Five Key Insights from HDFC Bank’s Q3 Management Call (Exclusive)

17 January 2024 by Anjali Desai

Q3FY24 saw a remarkable 24% year-over-year surge as HDFC Bank's net interest income (NII) climbed to 28,470 crore, reflecting substantial growth.

Reading Time: 3 minutesHDFC Bank’s Stellar Performance in Q3 FY24 HDFC Bank, the leading private sector lender in India, announced a … Read more

Budget Allocation Boon: Propelling Indian Railways into a New Era

19 January 202412 January 2024 by Anjali Desai

Indian Railways set to upsurge capital expenditure by approximately 25% from the 2023-24 budget estimate.

Reading Time: 3 minutesIndian Railways expected to boost capital expenditure by around 25% from the 2023-24 budget estimate. The allocation for … Read more

Understanding the Retail Loan Surge: Why Is India Concerned?

11 January 2024 by Anjali Desai

With economic growth, financial systems deepen and household incomes sustain higher debt levels.

Reading Time: 3 minutesWhile consumer indebtedness instances and warning signs are lacking, the retail level shows signs of excessive borrowing, posing … Read more

Understanding the Impact of Sebi’s Latest Circular on Short Selling

9 January 2024 by Anjali Desai

Sebi mandates brokerages to gather short-sell information and upload data to stock exchanges before the upcoming trading session.

Reading Time: 3 minutesThe latest circular from the regulator allows institutions to short stocks and introduces a borrowing & lending scheme. … Read more

Adani’s Asia Venture: Opportunities And Challenges In Airport Business

8 January 2024 by Anjali Desai

The Adani Group has secured GVK group’s interest in the Mumbai airport, the second busiest airport in India following New Delhi airport.

Reading Time: 3 minutesThe newly proposed strategy will run concurrently with the domestic expansion plan, involving the acquisition of government-divested airports. … Read more

Aluminium’s Potential In Future Infrastructure Development: What You Need To Know

4 January 2024 by Anjali Desai

Aluminium is integrated across various sectors of the modern economy, including construction, automotive, and packaging such as cans.

Reading Time: 3 minutesThis versatile and recyclable metal, although energy-intensive to produce, offers cost-effective solutions. Government incentives promoting decarbonized aluminium production … Read more

New Investor’s Guide to Fund Allocation: Navigating Investment Choices

15 January 20243 January 2024 by Anjali Desai

Small-cap and mid-cap funds are showing strong performance, but they come with high volatility.

Reading Time: 2 minutesConsider reducing exposure to small-cap funds and increasing allocation to large- or flexi-cap funds for a more optimized … Read more

Global Market Cap Reaches New High with India’s Contribution

15 January 20242 January 2024 by Anjali Desai

India's valuation continues to be relatively high, with a one-year forward price-to-earnings multiple that exceeds those of its Asian counterparts.

Reading Time: < 1 minuteAs anticipation builds for the potential initiation of the Federal Reserve’s interest rate easing cycle in 2024, investor … Read more